personal mobile home loan

I haven't any mtg's! Live in a 5*park in mesa, az. My fica is destroyed was 775 now about 560, due to debts owed by my deceased husband, his income for his life time was approx. $5.700 per mo. Which i did not receive!!!!! Took money out of ubs, tried to pay off loans (as my credit report will show), lost over $100,000 in the mkt. I am not delinquent with my debts! Income primarly is ssi $1158.00 and a promisory note of $304 per mo. I would like a personal loan andamp; giving the title to my mo...

Non-Purchasing Spouse Rights

My husband and I are in the process of buying a home, but I am the non-purchasing spouse on the loan. I know that my name will be on the deed, but if something were to happen as far as death, divorce, etc. would I be able to keep my home?

Mortgage Foreclosure

I just received a nasty letter in the mail from Bank of America (the servicer on a Freddie Mac mortgage), because for a few days (while it took the bank time to process the payment) we were just over 120 + days past due. Today we are 99 days past due, but we can make a payment to bring us to only 68 days past due. We live in Washington state, any idea if they will still proceed with a foreclosure?

how do I lower my interest rate and get a 30 years fixed rate?

Hi, my name is kimberly sykes I'm trying to get a lower interest rate and a 30 years fixed rate. How do I go about? I been @ my house for 3 1/2 years Thak You 7085271020 [Email address deleted as per forum rules. Thanks.]

Closed Loan!!!

I was just surfing and found this chain of comments. I closed a loan with Adam Ellis at Eagle Nationwide Mortgage just a few days ago. The service was very professional and we closed exactly how I was informed we would. I have refinanced a few times now and this is the first time that the loan details I was quoted in the beginning were the same at the closing table. A couple friends of mine redid their mortgages recently and my pricing is much better! I am very pleased and would recomend their A...

What is a “Short Pay”

I have been trying to refi for cash out. I have been told that the value in the home isn't there and I can only borrow up to 85% of the value. Hard to say the value, but an elderly couple recently sold on my block for 350K which killed any possible refi. However, now I may even be upsidedown. We owe 488k and paid 521k 2yrs ago. Someone called me and offered to try to do a andquot;Short Payandquot; option which is different than a short sale or a modification. The goal is hopefully neg. w/ ...

Can we say the co-borrower is living with us even if she is not?

My husband and I will not qualify for a permanent loan (he's self employed and started another company just 1 year ago) unless we say my mom will be living with us (she's our co-borrower). Can we say that she's living with us in order to qualify, even if she may only be there part-time?

how to take my name off this loan?

Hello, my name is Hana, I helped my brother buy a house in 2003, I had good credit and he had no credit and good income. He recently got a cut in income, and can no longer afford mortgage and is asking for deed in lieu, which will hurt me the most because I am the primary owner on the house. My question is what do I do to save my name and my credit, since it is not really my debt? Please give an advice, for this situation will wreck my life in every way. Thank You.

Does a quickclaim automatically result in refinancing the home?

My husband and I are starting the process of a divorce and we have agreed that I get the house. We live in a community property state (WI). I'm would rather not refinance if I don't have to. I'm wondering, if we complete a quickclaim, will I have to refinance the home at the same time, or can I simply resume paying the mortgage payments as they currently stand? Thanks for your help!

Can I use a Quit Claim Deed to escape this mess?

I was placed on a Joint Tennancy Deed to do a refinance and buy out the other two individuals that were originally on the deed. The whole thing fell apart while I was deployed and I'm still on the title. I was never placed on the mortgage for the home. The home is really cheap at about 38k left but now has 13k of back owed payments and taxes and is going to be auctioned. The house is in very poor conditions and needs major repair work if not completely rebuit. I really hate loosing out on t...

Next Page »